Indian Mortgage Consultants in NJ
Obtaining mortgage is the second most important step in buying a house (the first is, of course, finding your dream house.)
After a credit check, mortgage providers usually qualify you for a specific amount to purchase a house.
Before the housing market crash of 2008, lending laws were lax. Even ineligible people were often qualified for mortgages that they couldn't afford.
Mercifully, the rules have been tightened and are also being implemented strictly.
Before applying for a mortgage, talk to at least three or four providers on the phone. Don't hesitate to ask questions.
Based on your comfort level after the phone calls, then schedule a meeting with at least two mortgage providers before finalizing one of them.
With home prices still low, now might be a good time to consider a purchase.
Here are a few mortgage providers in New Jersey:
Anand R Desai* New Construction Loan Specialist
190 River Rd
Summit, NJ 07901